[pammi2013]

ive tried putting my special medication in and it is saying ¡¡ No hemos encontrado medicamentos con la búsqueda rituximab !! so i take it not available from pharmacy it would come from hospital

 

[Barriej]

ive tried putting my special medication in and it is saying ¡¡ No hemos encontrado medicamentos con la búsqueda rituximab !! so i take it not available from pharmacy it would come from hospital

No it says it hasn't found any medicines with the name you gave.
Spain uses different names for some medicines and others are not even available here.

Do a search for alternatives and then put them back in (Oh if you use Chrome just right click and let google translate the page for you).

If its not available then you will need a prescription, which you will pay for and the full cost of the medicine from the pharmacy. You cant claim on the healthcare policy (well the cost of the prescription maybe not the injection)

My wife has a steroid inhaler that she uses occasionally, it is supposed to be on prescription and we did just that originally. However the nice lady in our pharmacy replaces it when needed now without us going back to a private Doctor the cost of the inhaler €54 every three months.

As to your comment about going to a Hospital, you can go to any private one and they will give the injection, obviously at a cost.

 

[xabiaxica]

ive tried putting my special medication in and it is saying ¡¡ No hemos encontrado medicamentos con la búsqueda rituximab !! so i take it not available from pharmacy it would come from hospital

Just found this Eficiencia de diferentes dosis de rituximab en la artritis reumatoide | Reumatología Clínica.

Cost of the medication is shown at nearly 800€ a month

 

[pammi2013]

No it says it hasn't found any medicines with the name you gave.
Spain uses different names for some medicines and others are not even available here.

Do a search for alternatives and then put them back in (Oh if you use Chrome just right click and let google translate the page for you).

If its not available then you will need a prescription, which you will pay for and the full cost of the medicine from the pharmacy. You cant claim on the healthcare policy (well the cost of the prescription maybe not the injection)

My wife has a steroid inhaler that she uses occasionally, it is supposed to be on prescription and we did just that originally. However the nice lady in our pharmacy replaces it when needed now without us going back to a private Doctor the cost of the inhaler €54 every three months.

As to your comment about going to a Hospital, you can go to any private one and they will give the injection, obviously at a cost.

yes 100 % i will have to pay, i know that much , my situation has gone a little complex as the injection i was having didnt work and now i have started an infusion, that is definatly something that has to be done inside the hospital, nothing i can do myself, so that leaves me with more queires, how do i find out the hospital can do this infusion, what i need is a of a rhuematiod dr at the hosptial

 

[pammi2013]

ok thanks but it is not a montly thing, it is an infustion and may be required every 5/6 months?

 

[xabiaxica]

ok thanks but it is not a montly thing, it is an infustion and may be required every 5/6 months?

ah, OK. On the link it's saying fortnightly infusions.

So 800€ for three or four infusions I guess

 

[pammi2013]

ah, OK. On the link it's saying fortnightly infusions.

So 800€ for three or four infusions I guess

so if i only need 2 per year, then then cost is less than 800
euros

 

[Barriej]

so if i only need 2 per year, then then cost is less than 800
euros

Plus whatever the hospital charges for istering it etc..

If you want to do it yourself then one of the private hospitals and ask if they will do this for you.
Local to us is IMED and they have English speaking receptionists and you can email them as well.
I did it to make an appointment for the driving examination and my wife emailed when she wanted to see someone about her asthma (the consultation was cheap enough not to bother claiming back the cost from the healthcare company)

 

[pammi2013]

Plus whatever the hospital charges for istering it etc..

If you want to do it yourself then one of the private hospitals and ask if they will do this for you.
Local to us is IMED and they have English speaking receptionists and you can email them as well.
I did it to make an appointment for the driving examination and my wife emailed when she wanted to see someone about her asthma (the consultation was cheap enough not to bother claiming back the cost from the healthcare company)

it is not something you can do yourself, as your BP , oxygen and temp needs to be measured every half an hour and it is a four hour infusion. Is IMED based in spain then as on the web it is comming up as UK and ireland?

 

[Barriej]

it is not something you can do yourself, as your BP , oxygen and temp needs to be measured every half an hour and it is a four hour infusion. Is IMED based in spain then as on the web it is comming up as UK and ireland?

I didn't mean for you to ister the injection or whatever. I meant that you would be paying out of pocket and not being covered by a healthcare plan.

Yep IMED are all over spain there are I think four in the area we live in alone.

Oh just another heads up. If you are planning on coming over on an NLV and the company gives a medical cert but doesn't cover this treatment.
First off if that's discovered you may have the visa cancelled and you will be asked to leave and face a fine and a possible ban.

Your purchases and hospital bills if paid in cash or card will have your NIE on them and that may be flagged up when you come to renew the visa as well.
Stuff here is a lot more ed up than in the UK.

The NIE is used for everything, buying property, cars, when Correos deliver mail you give the NIE, same when you send stuff as well.
I know this as my UK neighbour had a letter asking why he was receiving and sending 20 or so parcels every week and was he buying and selling things???

 

[pammi2013]

I didn't mean for you to ister the injection or whatever. I meant that you would be paying out of pocket and not being covered by a healthcare plan.

Yep IMED are all over spain there are I think four in the area we live in alone.

Oh just another heads up. If you are planning on coming over on an NLV and the company gives a medical cert but doesn't cover this treatment.
First off if that's discovered you may have the visa cancelled and you will be asked to leave and face a fine and a possible ban.

Your purchases and hospital bills if paid in cash or card will have your NIE on them and that may be flagged up when you come to renew the visa as well.
Stuff here is a lot more ed up than in the UK.

The NIE is used for everything, buying property, cars, when Correos deliver mail you give the NIE, same when you send stuff as well.
I know this as my UK neighbour had a letter asking why he was receiving and sending 20 or so parcels every week and was he buying and selling things???

so in realtion to your reply

Oh just another heads up. If you are planning on coming over on an NLV and the company gives a medical cert but doesn't cover this treatment.
First off if that's discovered you may have the visa cancelled and you will be asked to leave and face a fine and a possible ban.

Then basically, you get covered, but not for your ailments, you get your visa, you come there and pay for your own treatment, that gets flagged, so basically means what is the point of applying for the Visa if you are not going to be allowed to stay.. how does that even make sense if you are willing to pay yourself..

 

[xabiaxica]

so in realtion to your reply

Oh just another heads up. If you are planning on coming over on an NLV and the company gives a medical cert but doesn't cover this treatment.
First off if that's discovered you may have the visa cancelled and you will be asked to leave and face a fine and a possible ban.

Then basically, you get covered, but not for your ailments, you get your visa, you come there and pay for your own treatment, that gets flagged, so basically means what is the point of applying for the Visa if you are not going to be allowed to stay.. how does that even make sense if you are willing to pay yourself..

Maybe turn that around.

When a visa is issued it is issued under certain requirements. Healthcare cover equal to national healthcare (ie no uninsured pre-existing health conditions) is just one of those requirements.

If the requirements of the visa are broken, how could the holder of the visa expect to be allowed to stay?

 

[pammi2013]

Maybe turn that around.

When a visa is issued it is issued under certain requirements. Healthcare cover equal to national healthcare (ie no uninsured pre-existing health conditions) is just one of those requirements.

If the requirements of the visa are broken, how could the holder of the visa expect to be allowed to stay?

So why are there companies out there like ASSSA who are willing to offer you a quote for cover, even though pre existing conditions have been made clear to them? As long as you list the condition but you dont expect the spainish health care system to cover you but the health care company giving you cover are fully aware, you are not hiding anything. One of the people on this forum had previous condition and got insurance through ASSSA knowing full well that if something happened he would get cover for that condition only once? It seems like contradicting information. ASSSA also gave me details of companies that deal with NLV who also work alongside ASSSA?

 

[Barriej]

So why are there companies out there like ASSSA who are willing to offer you a quote for cover, even though pre existing conditions have been made clear to them? As long as you list the condition but you dont expect the spainish health care system to cover you but the health care company giving you cover are fully aware, you are not hiding anything. One of the people on this forum had previous condition and got insurance through ASSSA knowing full well that if something happened he would get cover for that condition only once? It seems like contradicting information. ASSSA also gave me details of companies that deal with NLV who also work alongside ASSSA?

Becasue they want your money...
And the 'companies' who will work with them to 'assist' you getting the visa are also in on the deal. Again you will sign a bit of paper that says you have read all the T&C's and are aware that you are not actually covered.

They don't really care if you get found out as this wont be their fault it will be yours.
After all they did tell you you would not be covered.
The Visa requirements are very clear and they state 'NO COPAY OR EXCLUSIONS'.
Just because you are happy to pay for the stuff that's not covered, what guarantee do the Spanish Visa authorities have that you will in fact do so.

I suggest you approach the health company with the full details of what you want and then the consulate direct with that information and ask them if it is acceptable and tell them that you will happily cover the costs of the non covered illness for the first year before enrolling in the Convenio.

I will bet my whole retirement pot on you being refused.

Oh just for fun how much was the quote?
Because we have no health issues and were quoted €1932 for the two of us with ASSA last year. Im 62 and the wife is 61.
Which is half of the amount the poster put having paid for the year without any inclusion of existing issues.
But we have been with Aegon for the last five years and that was only €1700 for the two of us this year.

Anyway got to go now as I have paint I want to watch dry.....

 

[pammi2013]

Maybe turn that around.

When a visa is issued it is issued under certain requirements. Healthcare cover equal to national healthcare (ie no uninsured pre-existing health conditions) is just one of those requirements.

If the requirements of the visa are broken, how could the holder of the visa expect to be allowed to stay?

are there any medical insurance companys and relocation layers in costa del sol, ideally fuegirola, los boliches, malaga pls?

 

[UKMS]

So why are there companies out there like ASSSA who are willing to offer you a quote for cover, even though pre existing conditions have been made clear to them?

Because often they will exclude the conditions that you have declared and cover you for everything else.

 

[xabiaxica]

Because often they will exclude the conditions that you have declared and cover you for everything else.

Yes.
Then they give you a certificate which says that the policy is visa appropriate when it technically isn't.
We've heard that some of those who approve the visas actually now check the policy & deny the visa when they see the exclusions.

 

[pammi2013]

Because often they will exclude the conditions that you have declared and cover you for everything else.

true but xabiaxica is saying that is not legal, as becuase when you go and get treatment for the conditions you have that are not covered, you will be tracked through NIE but my argument is if you are paying yourself, what is the problem ?

 

[xabiaxica]

true but xabiaxica is saying that is not legal, as becuase when you go and get treatment for the conditions you have that are not covered, you will be tracked through NIE but my argument is if you are paying yourself, what is the problem ?

The 'visa certificate' isn't a legal document as far as I am aware. Only the policy itself is.

The problem is that at some point you might find yourself unable to pay. So then who pays?

That's why the government insists that the health insurance has no co pays & no exclusions.

 

[pammi2013]

The 'visa certificate' isn't a legal document as far as I am aware. Only the policy itself is.

The problem is that at some point you might find yourself unable to pay. So then who pays?

That's why the government insists that the health insurance has no co pays & no exclusions.

but wht if you can prove you can pay, you are showing your savings, we can even put money aside in case we need medical cover? if it is only 800 Euros a year for my treatment /infusion i can pay that no problem, i can do that for the year then after the 1 year apply for the convinea especail , highlight my medical history then pay but smaller costs